This policy consists of 11 sections :
Section -I
A – Building
B - Contents
(Excluding Jewellery & Valuables)
Burglary and
Housebreaking Including larceny or theft
((Excluding Money
& Valuables)
All risks (Jewellery
& valuables)
Plate Glass
Breakdown of
domestic appliances
Television set
Pedal Cycle
Baggage
Section -IX
Personal Accident
Section -X
Public Liability
Workmen’s
Compensation
Note : List of items under each section is shown separately.
This policy covered the following Risks
The Corporation will indemnify the insured in respect of loss
of or damage to the contents/building whilst contained in the
insured premises by:
a) Fire, Lighting,
Explosion of gas in domestic appliance
b) Bursting and overflowing of water tanks, apparatus or pipes.
c) Aircraft or articles dropped therefore.
d) Riot, Strike or Malicious Act.
e) Earthquake Fire and/or Shock, Subsidence and Landslide (including
Rockslide) damage.
f) Flood, Inundation, Storm, Tempest, Typhoon, Hurricane, Tornado
or Cyclone.
g) Impact damage.
This Policy shall not cover :
SPECIAL EXCEPTIONS:- The Corporation shall not be liable in respect
of:
a) loss of or
damage to articles of consumable nature.
b) loss of or
damage to money, securities, stamps, stamp collection, bullion,
livestock, motor
vehicles and pedal cycles.
c) loss of or
damage to deeds, bonds, bills of exchange, promissory notes, shares
and stock certificates, business books, manuscripts, documents
of any kind, unset precious stones and jewellery and valuables
unless specifically declared.
No one article other furniture is deemed to be more than 5% of
the sum insured under this section unless separately specified
and value stated.
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