Dread Disease Insurance policy aims to cover medical expenses of the insured if the insured suffers from any of the dread diseases after issuance of the policy. Dread disease means any of the following which is directly covered under Dread disease insurance policy.

Sum Insured : The insured selects a sum (ranging from a minimum sum Insured of Tk. 5,00,000.00 to Tk.25,00,000.00 per insured) that he feels comfortable with, both in terms of its premium cost and the cover offered.

Condition : Insured person should be diagnosed during the period of Insurance as suffering from a Dread Disease, symptoms (and / or the treatment) of which were not present in such Insured person at any time prior to inception of the policy or the date on which cover was granted to such Insured person and if the Insured person survive the Diagnosis for a period of 30 (thirty) successive days there after SADHARAN BIMA CORPORATION shall pay the Insured as compensation “the Sum insured” set against such Insured person’s name in the schedule.

Diagonsis means, Diagonsis by a registered medical practitioner, supported by clinical radiological, histological and laboratory evidence, acceptable to SADHARAN BIMA CORPORATION.

Remarks.

Coverage is on an annual basis, with the premium being calculated on a rating subject only to age.